van finance

Whether its a lease or a hire purchase, on a new or used van that you require, our team have a competitive solution.

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Hawkstone Farley is an FCA-regulated funding broker with strong relationships with a carefully selected panel of lenders across the country. We help our customers understand the differences between funding options and which one is most suitable for their business.

The world of finance can often be confusing, so we aim to explain each finance product with total transparency. Our experienced team are on the end of the phone to discuss your next purchase or lease agreement. We don't just finance new vans, but used vans too!

or call our team on 01656 47 00 55

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contract hire

This agreement allows a lessee or user to hire a vehicle for a set period of time. The mileage is agreed at the point of order and the customer pays a fixed monthly rental for the term. There is no option for the customer to own or purchase the vehicle at the end of the contract, it must be returned to the leasing company.

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finance lease

Funding a vehicle through a finance lease means that the vehicle will appear on the lessee’s balance sheet, with outstanding rentals represented as a liability. A finance lease is usually worked out using the estimated residual value of the vehicle which will be reflected in both the monthly payments and the final balloon.

hire purchase

For business owners who like the idea of vehicle ownership, hire purchase, which can be referred to as lease purchase, is a fantastic way to do so. More commonly presented as a ‘HP’ agreement, a hire purchase very different to a contract hire or finance lease. This agreement allows the customer to hire the vehicle from a supplier with an option to purchase it at the end of the hire term.

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refinance

If you’re nearing the end of you finance term and wish to keep your van, or you want to see if Hawkstone Farley can provide a better deal than your current agreement, talk to us about the refinance options we have available with a specialist panel of lenders. We can also refinance the balloon payment due at the end of the term.

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